It’s that time of year.

It’s that time of year again and your email in-boxes will have been full of ‘Black Friday’ offers. Some of them were genuine but a great many were not. I hope you were careful.

Now that that ‘event’ is over we are on the run-up to Christmas and our bank balances will be cowering in fear and our in-boxes will again be full of wonderful offers. In  among these will be a deluge of ‘get rich quick’ offers particularly concerning cryptocurrencies (Bitcoins etc). Take care and ask yourself the question – if these schemes are so good why are the people contacting you wasting their time emailing you (a complete stranger) and not concentration on making their own millions.

Enjoy the festive season and take care.

cold snow holiday winter

Photo by Public Domain Pictures on